.png)
The Decision No One Wants to Make: Senior Care at Home or in an Institution?
If you're like most families, you have (or will someday soon) come to a crossroads where you'll have to accept the fact that your elderly parents can no longer live independently and will need professional help - perhaps not skilled nursing care - but some kind of assistance with basic living that can't be provided by family members.
Chances are you or your parents have been independent most of your adult lives and you feel uncomfortable in the new roles you find yourselves in. Once you've recognized that the need exists (and that's a big step for most families), the next question is where should the care be provided: at home, in a skilled nursing or assisted living facility? Of course, there's no single right answer for everyone, but there are some key questions you can ask that will lead you to the right one for you and your family. Let's discuss a few of those questions and some of the solutions for each one.
------------------------------------------------------------------------------------------------------------------------------------------------
That’s A Lot Of (Red) Bull
An Article from Dr. Stephen Chaney
Shared with you from
Mary DeHaven
Shaklee Independent Distributor
This week we are focusing on energy drinks – especially when consumed by children, adolescents and college-age adults. My attention was drawn to this issue by a recent review published in the journal Pediatrics (Seifert et al, Pediatrics, 127: 511-528, 2011).
Energy drinks are the fastest growing segment of the US beverage market, and half of all the energy drinks sold in the United States are consumed by children, adolescents and young adults (19-25 years old). (Click here to continue article)
________________________________________________________________________________________________________
Your ERIE Agent, Your Insurance Advisor
There are lots of ways to buy insurance these days. But the best way to make sure you have the right coverage for your needs is through an independent ERIE Agent. I’ll help you determine the products and coverage’s to protect what’s yours. And I’m backed by a company known in the industry for its financial strength and superior service.
Auto Insurance
Your car is an essential part of your daily routine. Whether you’re running errands, driving to work or planning a road trip with family or friends, you depend on your vehicle to get you where you’re going — safely. (click to continue)
________________________________________________________________________________________________________
Why SendOutCards?
 | We Help You Act on a PromptingWhen you act on a prompting you can change someone’s life. Our convenient system lets you send that birthday, anniversary or thank you card without the hassle of pen, paper, stamps, envelopes or mailboxes. Sending a card has never been so easy! With just the click of a button, you can choose your custom card, add a personal photo, write your message and click send. We print, stuff, stamp and mail the physical card for you.
(Click here to continue article) |
_______________________________________________________________________________________________________
7 Reasons You Should Consider Long-Term Care Insurance for You and Your Family
Professionals who study risk management say that individuals have several choices when dealing with risk. These choices include:
1) avoiding the risk,
2) retaining the risk, or
3) transferring the risk.
When it comes to the issue of long-term care, people may avoid the risk because they don’t understand the potential for needing services. They may choose to retain the risk because they don’t understand the potentially high cost of care. Or they may transfer the risk as part of a carefully considered retirement and financial plan. Each person’s decision making process is driven by different concerns and priorities. Here are seven reasons you should consider transferring the risk of a long-term care experience through the purchase of long-term care insurance from New York Life Insurance Company (New York Life).
( click to continue)
Article Compliments of Dawn Thompson, Agent